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Update on Hernan

Hernan is 56 years old. He is married and has one dependent child. He lives in his own house together with his wife and child in a community located in the rural part of the agricultural district of Tambogrande. The area does not have basic utility services.

Previously, he requested a loan through Kiva which allowed him to pay a group of workers to help him clear and maintain his grove of lime trees. Thanks to this loan, he was able to achieve his goal and take good advantage of his crop.

Currently, he is still maintaining his lime grove, and he has also set up a grove of mango trees. He also continues to raise sheep, and with these activities, he is consistently able to cover his family's economic needs. His wife also runs a business raising and selling domestic birds, and thus together they are always working hard to get ahead.

Hernan is now requesting a loan of 1200 Peruvian new soles which he plans to use to buy fertilizers to maintain his crops. He would also like to buy feed to fatten up his animals. These steps will allow him to improve his lime production thanks to the fertilizer and compost he will apply to the trees, resulting in a better product to sell.

Hernán is grateful for the help provided to him through his previous loan, and he is thankful in advance for the help provided on this occasion.
View original language description ↓
Hernan tiene 56 años de edad, es casado y cuenta con un hijo dependiente. Vive en casa propia junto a su esposa y a su hijo en una comunidad que conforma la parte rural del distrito agrícola de Tambogrande, la zona no cuenta con servicios básicos.

Anteriormente había solicitado un crédito a través de Kiva que le sirvió para contratar a un grupo de trabajadores que le ayudarán a realizar labores de limpieza y mantenimiento de su cultivo de Limón. Gracias a ese crédito pudo lograr su objetivo y obtuvo provecho de su cultivo.

Actualmente mantiene instalado su cultivo de limón y también ha instalado adicionalmente el cultivo de mango. Continúa criando ovejas y con estas actividades mantiene siempre la economía de su familia. su esposa también mantiene su negocio de crianza y venta de aves de corral, por lo que juntos siempre se encuentran trabajando arduamente para salir adelante.

El se encuentra solicitando un crédito de 1200 nuevos soles que piensa utilizar en la compra de fertilizantes para brindarle mantenimiento a sus cultivos, adicionalmente desea adquirir alimentos para el engorde de sus animales. Estas acciones permitirán que su producción de limón mejore por la fertilización y abono que se le aplicaran, dándole para la venta de un mejor producto.

Hernán agradece la ayuda brindada en su anterior préstamo y agradece de antemano la ayuda brindada en esta oportunidad.

Previous Loan Details

Hernan is fifty four years old. He lives in the district of Tambogrande in northern Peru. Tambogrande is a semi-tropical zone, just a few hours away from the coastal desert in the province of Piura. It is primarily populated by small farmers and ranchers. Many residents own small fruit plantation... More from Hernan's previous loan »

Additional Information

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Peru

  • $12,000
    Average annual income
  • 152
    View loans »
    Peru Loans Fundraising
  • $60,187,950
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Hernan to buy fertilizers to maintain his crops, and also to buy some feed to fatten up his animals.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 21, 2012
Jul 27, 2012
Currency Exchange Loss:
Jul 19, 2013