Martha is 44 years old, she is married and she has 1 child aged 20. As she owns some cattle she sells milk and cheese. She lives in the Litoral area, and this is her first loan with the institution. Martha will use the loan to buy fodder for her cattle. The reason she is requesting this loan is that she has not enough money and she needs to correctly feed her cattle in order to obtain a good quantity of milk, consequently producing more cheese and improving her earnings. In her activity Matha faces some challenges, such has having to buy fodder at given times, and she will use the benefits to improve her cattle. She dreams of buying other cows.
La Sra. Martha tiene 44 años y es casada con 1 hijo de la edad de veinte años, se dedica a la venta de leche y queso ya que tiene ganado vacuno, ella vive en la zona de Litoral, este préstamo es su primera secuencia dentro de la institución, Martha utilizara este préstamo para la compra de forraje para su ganado, Su razón para solicitar este préstamo es no tiene dinero y necesita alimentar bien a su ganado para que le proporcione buena cantidad de leche y así de esta manera producir más quesos y mejorar sus ingresos económicos, Martha enfrenta retos en su negocio que son el forraje que debe comprar cada cierto tiempo, y utilizara los beneficios mejorar su ganado, sueña comprar otras vacas lecheras.
Emprender has been working in Bolivia since 1999. It is dedicated to becoming a key tool in the development of its clients and the improvement of their quality of life. Operating in three of Bolivia’s major cities – La Paz, Cochabamba, and Santa Cruz – Emprender offers both urban and rural clients the opportunity to obtain financial products tailored to fit their needs and businesses. These products include housing loans, salary loans, “opportunity” (short-term) loans, and higher education loans. To better the quality of life for its clients and non-clients through non-financial services, Emprender offers free medical consultations and health classes given by trained doctors.