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Merlina is 55 years old and lives in the Philippines. She is married with 5 children.

Merlina sells snacks like banana cakes and hot cakes in their local community. She has had this business for 6 years. She requested a loan of 5,000 PHP to buy raw ingredients like sugar, flour and cheese for making snacks.

Merlina has been a member of HSPFI since 2011. In the future, Merlina hopes to improve her business for the education of her children.

Additional Information

About Hagdan Sa Pag-uswag Foundation, Inc.

Hagdan Sa Pag-uswag Foundation, Inc. (HSPFI) is a non-governmental development organization founded in 1987 to promote Christian values through microfinance services in the Philippines. It partners with Opportunity International and the Mindanao Microfinance Council among others, and offers a range of business and community development services, including savings and insurance programs in addition to lending.

About Philippines

  • $1175
    Average annual income
  • 336
    View loans »
    Philippines Loans Fundraising
  • $52,172,975
    Funds lent in using Kiva
  • 41.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $125 helped Merlina to buy raw ingredients for making snacks.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Jul 18, 2012
Jul 24, 2012
Currency Exchange Loss:
Jan 15, 2013