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Erlinda's Group
In this Group: Erlinda, Julieta
Erlinda is 62 years old and lives in Corrales, Jimenez, Misamis Occidental. She is married and the mother of two children. She earns a living by selling ready-to-wear items and earns about PHP 3,000 a month. She is requesting a loan for PHP 14,900 to buy the materials she needs to repair her house. She has been a member of PMPC for nine years, and hopes to engage in other type of business in the future. Erlinda is the leader of a two-person loan group. Although they borrow as a group, each member has her own business.

Additional Information

About Paglaum Multi-Purpose Cooperative

Paglaum Multi-Purpose Cooperative (PMPC) was founded in 1992 by the beneficiaries, parents and staff of the Paglaum Community Development Foundation to address economic and livelihood activities for sustainability. The organization operates in the northwestern provinces of Mindanao and Visayas.

In the local vernacular, “paglaum” means “hope.” The initial foundation is dedicated to child development through a holistic approach. The goal is to build self-reliance and expand opportunity so the poorest of the poor can help themselves.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Philippines

  • $7,000
    Average annual income
  • 1939
    View loans »
    Philippines Loans Fundraising
  • $61,097,225
    Funds lent in using Kiva
  • 41.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A portion of Erlinda's Group's $475 loan helped a member to buy materials to repair her house.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
Jun 25, 2012
Jul 24, 2012
Currency Exchange Loss:
May 20, 2013