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Julia Antonia
Julia lives in the Paraiso del La Flor section of Guayaquil, where some neighborhoods lack utilities other than electricity. Her house is made of cement, but she has to purchase water in tanks. She has a store in her house which she started up thanks to D-MIRO. Once she came up with the idea of this business, she gradually made it into a reality thanks to her perseverance and effort. She works by herself every day without a fixed schedule, because she also must care for her family. She feels satisfied with her achievements because she has gotten ahead on her own, and this has helped her to gain the respect of her friends and neighbors who see in her an example to pass on to others. She is requesting a loan to purchase products for her store so that she can increase her sales. She expects to do this without any difficulties, and to continue working without any problems.
View original language description ↓
Julia vive en Paraíso de la Flor en el cual hay sectores que cuentan solo con las servicio de luz, su casa es de cemento pero el agua la compra por tanques. Es en su domicilio donde ella tiene un bazar y tienda el cual inicio gracia D-miro, surgió como una idea que poco a poco se fue haciendo realidad gracias a su perseverancia y empeño. El trabajo lo realiza sola todos los días sin horario fijo ya que tiene que atender a su familia. Ella se siente satisfecha de sus logros ya que a salido adelante sola esto también la a ayudado para tener el respeto de su vecinos y amigos que ven en ella un ejemplo a trasmitir. El crédito que solicita es para la compra de productos para su bazar y con ello aumentar sus ventas, espera no tener ninguna dificultad y seguir trabajando sin problemas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 74
    View loans »
    Ecuador Loans Fundraising
  • $25,019,100
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Julia Antonia to buy products for her store.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Aug 3, 2012
Currency Exchange Loss:
Jul 17, 2013