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Jesus Pan De Vida Group
In this Group: Maria Luz, Zunilda, Melina Caty, Carmen Rosa, Janet Angela*, Nicolaza Margarita, Rayna Edy, Rosa Elvira, Katherine Luz
* not pictured
Meet the Jesús Pan de Vida communal bank, which is starting its 15th cycle. The nine participants have demonstrated responsibility and solidarity with their colleagues. They have been improving their businesses with time.

This time you will learn a little more about Carmen. She is 42 years old, married, and has two children. She continues to support one of her children in the study of dentistry. With the jobs she did and with help from her husband, she was able to undertake her own business. She has had a grocery store in her home for over one year. Little by little she has been able to set up her business. This way she has come to have loyal customers.

She will use loan to buy merchandise like rice, sugar, milk, and cooking oil, etc. in order to stock her store.

Carmen dreams of finishing building her house as she plans to rent it. She is grateful to the Kiva lenders for the help they have provided. Rayna is shown with a blue polo shirt and is next to Katherine.
View original language description ↓
Les presento a la Alcancía Comunal “Jesús Pan de Vida” que empiezan su 15º ciclo, las 09 personas que participan han demostrado responsabilidad y solidaridad con sus compañeros. Han ido mejorando su negocio con el tiempo, en esta oportunidad conocerán un poco más de nuestra socia Carmen.
Ella tiene 42 años de edad es casada con 02 hijos, la cual sigue apoyando a 01 de ellos con sus estudios de odontología. Con los trabajos que realizo y con la ayuda de su esposo pudo emprender su propio negocio, la cual hace más de 01 año cuenta con una bodega en su domicilio, poco a poco y con mucho esfuerzo a logrado implementar su negocio y de esta manera fidelizar a sus clientes. Con el fin de seguir progresando solicito el crédito pues comprará mercadería como arroz, azúcar, leche, fideos y aceite en mayor cantidad ya que comprando de esta manera le sale económico. El deseo de Carmen es de terminar de construir su vivienda, pues piensa alquilarlo. Ella agradece a los prestamistas Kiva por la ayuda brindada. Carmen es la tercera del lado derecho lleva lentes y viste chompa color plomo. En la parte superior lado izquierdo esta Rayna con polo color azul y al lado derecho se encuentra Katherine.

Additional Information

About EDAPROSPO

EDAPROSPO seeks to use micro-credit to foster productive commercial activity for the sake of economic and social development within vulnerable urban and rural sectors traditionally neglected by commercial banks. By offering innovative products such as technical education loans and microfinance groups for young people, EDAPROSPO helps disadvantaged Peruvians lift themselves out of poverty.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Peru

  • $12,000
    Average annual income
  • 128
    View loans »
    Peru Loans Fundraising
  • $57,381,225
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A portion of Jesus Pan De Vida Group's $3,100 loan helped a member to purchase rice, sugar, milk, noodles, and oil.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 22, 2012
Listed
Aug 7, 2012
Currency Exchange Loss:
Possible
Ended:
Dec 15, 2012