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Emercinda
Emercinda, 48, has two children but only lives with the 13-year-old and her current husband, Alberto. The house she lives in is her own, as she inherited it from her parents. It is located in the rural community of Casacoto, Tarma.

Ever since she divorced the father of her two sons (ten years ago), she takes care of the household chores on her own. She has been a farmer for over 25 years and, thanks to her hard work, she has been able to buy land where she now grows potatoes, peas, beans, corn, flowers and other crops, depending on the season. She and Alberto work hard on their land and have been able to buy it instead of having to spend money renting. Her goal is to increase crop production since she knows buyers who take the produce to Lima (capital city), so Emercinda is never lacking orders.

This is her fourth loan through MFP and, as with the previous loans, she claims she is committed to paying it back on time. She belongs to the communal bank "Sembradoras de Casacoto", where she is very comfortable. She will use the loan to buy potato seeds (1,000 PEN) and sacks of fertilizer (2,000 PEN), and will use the rest to hire farm workers.
View original language description ↓
Emercinda tiene 48 años, tiene dos hijos pero ahora sólo vive con el de 13 años, su actual pareja es Alberto. La casa donde viven es propia, la heredó de sus padres y se ubica en el caserío de Casacoto, Tarma.
Desde que se separó del padre de sus dos hijos (hace 10 años), se encarga sola de las labores en casa. Ella es agricultora hace más de 25 años y gracias a su ardua labor logró adquirir terrenos en los que ahora produce papas, arvejas, habas, maíz, flores y otros productos, según la temporada. Ella y Alberto se dedican con ahínco a las labores del campo, de esa manera han logrado comprarse terrenos y dejar de gastar en el arriendo. Sus meta está enfocada en aumentar su producción, ya que conocen compradores que llevan sus productos a Lima (capital), por eso a Emercinda no le faltan pedidos.

Este es su crédito número 4 con MFP y al igual que en los ciclos anteriores, menciona que será puntal en el pago de las cuotas. Pertenece al banco comunal “Sembradoras de Casacoto” donde se siente muy a gusto.
Emercinda destinará el dinero de este préstamo en la compra de semillas de papas, con 1000 soles; bolsas de abono y fertilizantes, con 2000 soles; y lo sobrante será para el pago de personal quienes apoyarán en la actividad.

About Peru

  • $12,000
    Average annual income
  • 93
    View loans »
    Peru Loans Fundraising
  • $57,998,275
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,475 helped Emercinda to buy potato seeds and fertilizers, and to hire farm workers.
100% repaid
Repayment Term
10 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 22, 2012
Listed
Aug 1, 2012
Currency Exchange Loss:
Possible
Ended:
Mar 15, 2013