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Adilia Natalia

Update on Adilia Natalia

Adilia Natalia, 39, has been married for 20 years; she has six children whose ages range from 2 to 21 years. Two of them are studying. She lives in Santa Cruz de Yojoa, Cortes. Her husband works as a security guard in a private firm.

Adilia has her own business: she’s been making tortillas to sell for more than nine years. She makes normal corn tortillas and special ones for tacos. She tends to customers all day and has two people who help her with the business.

She’s been an excellent client; she’s very punctual with her payments to the institution and to date has requested 13 loans. In February of this year she asked for a 7,000 lempira loan that she used to buy ingredients to make tortillas to sell. This loan helped her to increase sales and she was able to repay the loan.

On this occasion, she’s asking for another loan for 8,000 lempiras to buy more ingredients like corn and also to repair the mill she uses to grind the corn to make tortillas. With this investment she’ll have the necessary ingredients to continue meeting customer demand and the mill will function problem-free in order to continue working. Her goal is to continue working with the ODEF loans provides and to continue growing economically for her family’s wellbeing.
View original language description ↓
Adilia Natalia, tiene 39 años de edad, está casada desde hace 20 años, tiene seis hijos con edades desde 2 a 21 años, dos de ellos están estudiando, vive en Santa Cruz de Yojoa, Cortes. Su esposo se desempeña como guardia de seguridad en una empresa privada.
Adilia tiene su propio negocio de elaboración y venta de tortillas desde hace mas de 9 años, elabora tortillas de maíz normal y especial para elaborar tacos. Atiende a sus clientes todo el día, cuenta con dos personas más quienes le ayudan en el negocio. Ella ha sido un excelente cliente y muy puntual en los pagos en la Institución a la fecha a soliictado 13 prestamos. En el mes de febrero del presente año ella solicito un préstamo de 7,000 lempiras el cual invirtió en la compra de insumos para elaborar las tortillas para la venta. Este préstamo le ayudo mucho a incrementar las ventas y logro pagar el préstamo. En la actualidad esta solicitando otro préstamo de 8000 lempiras para comprar más insumos como Maíz, y también para darle mantenimiento al molino donde muele el maíz para elaborar las tortillas. Con esta inversión tendrá el insumo necesario para seguir atendiendo la demanda de los clientes y el molino le funcionara sin problema para seguir trabajando.
Su meta es seguir trabajando con los prestamos que odef le proporciona, y seguir creciendo económicamente para el bienestar de su familia.

Previous Loan Details

Adilia Natalia is 39 years old, and she has been married for 20 years. She has six children ranging in age from 2 to 20. Two of them are in school. She lives in Santa Cruz de Yojoa, Cortez. Her husband works as a security guard at a private company. Adilia has had her own business of makin... More from Adilia Natalia's previous loan »

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Honduras

  • $4,800
    Average annual income
  • 89
    View loans »
    Honduras Loans Fundraising
  • $8,676,100
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A loan of $425 helped Adilia Natalia to buy corn to make tortillas and to repair her corn mill.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 30, 2012
Listed
Jul 26, 2012
Currency Exchange Loss:
Possible
Ended:
Jan 19, 2013