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Filomina is 64 years old. She lives in a small village in the Akhalkalaki District with her family: her 33-year-old son, daughter-in-law, and mother, who is a pensioner. The family runs an agricultural business; they have a plot of land where they grow potatoes. They work hard on their plot during the spring and summer seasons to reap a good harvest. They sell their harvest on the local open market.

Filomina requested a loan to expand her agricultural business. The loan will enable her to cultivate the family-owned land and sow more potato there. With the borrowed amount Filomina will purchase seeds of potatoes and fertilizers for land. After properly performed seasonal agricultural work, the family hopes to have a good harvest. After selling the harvest, the family will earn increased income, which will enable them to improve their living conditions. Filomina hopes for your help and kindness.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 38
    View loans »
    Georgia Loans Fundraising
  • $7,906,225
    Funds lent in using Kiva
  • 1.7
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,525 helped Filomina to cultivate agricultural land.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 12, 2012
Aug 4, 2012
Currency Exchange Loss:
Jul 17, 2013