Som is a 38-year-old married woman who has been living in Siem Reap province. She is responsible for four single children, some of whom have their own employment. Som runs a small store from her home, selling snack foods, spices, sweets, and many miscellaneous household products. She typically generates around US $2 per day to add to her husband’s income. Her husband is in the motorcycle transportation business.
Som is applying for a loan through HKL to expand her store and to purchase merchandise to sell such as snack foods, soft drinks, spices, cigarettes, shampoos, powders, and beauty products. This purchase will allow her to satisfy her customers and thereby increase her income. She is very thankful and will repay her loan on time as scheduled.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.