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Joram is 30 years old and married. He is the father of two children. For the last six years, he has earned a living by selling goods from his retail shop. He earns a monthly profit of KES 20,000.

Joram was introduced to KADET LTD by a credit officer and is applying for his second loan of KES 50,000 to buy additional stock of soft drinks, cooking oil, flour and other foodstuffs to sell to his customers in Mpeketoni, Lamu.

Joram will use the profits he earns to pay the school fees for his children as well as continue looking after his family. His goal for the future is to continue sustaining and growing his business so that he can give his family a good and stable life.

Additional Information

About VisionFund Kenya

VisionFund Kenya is dedicated to economically empowering its clients by providing financial services to improve living conditions of micro-entrepreneurs and their children across Kenya. VisionFund Kenya is the microfinance subsidiary of World Vision Kenya. Obtain more information on VisionFund Kenya from its website.

About Kenya

  • $1,800
    Average annual income
  • 682
    View loans »
    Kenya Loans Fundraising
  • $44,780,750
    Funds lent in using Kiva
  • 84.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Joram to buy additional stock of soft drinks, cooking oil, flour and other foodstuffs.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 2, 2012
Jul 23, 2012
Currency Exchange Loss:
May 18, 2013