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Mbaruku, a 55-year-old married father of four children who all attend school, lives in Msambweni district. He and his wife have been earning a living buying fish for resale.

This will be Mbaruku's fourth loan with Kiva's field partner, Yehu Microfinance, which he will use to buy construction materials such as cement, bricks, sand, wood, etc. for his house construction. His previous loans have improved his living conditions, and this one will enable him to have a decent house to live in.

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Kenya

  • $1,800
    Average annual income
  • 945
    View loans »
    Kenya Loans Fundraising
  • $43,091,150
    Funds lent in using Kiva
  • 84.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $375 helped Mbaruku to buy construction materials for building a house.
100% repaid
Repayment Term
11 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Jul 23, 2012
Currency Exchange Loss:
Apr 17, 2013