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Joe Ann
Joe Ann, a 43-year-old married mother of seven, lives in Kinangay Sur, Clarin, Misamis Occidental, Philippines where she owns and operates a general store, earning a monthly income of about PHP 20,000.

A member of GDMPC since 1995, she is requesting a loan of PHP 40,000 to purchase new items to expand product offering. In the future, Joe Ann hopes to widen her selling area and acquire new products to sell to sustain the business.

Additional Information


Gata Daku Multi-Purpose Cooperative (GDMPC) was founded in 1992 by 32 farmer-members to empower people by providing livelihood opportunities and other support services. Today, it has over 15,000 members located in upland, lowland and coastal regions of the Philippines, and offers credit, savings, education, and various social services.

About Philippines

  • $7,000
    Average annual income
  • 757
    View loans »
    Philippines Loans Fundraising
  • $63,325,000
    Funds lent in using Kiva
  • 41.7
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $975 helped Joe Ann to purchase new items to expand product offering.
100% repaid
Repayment Term
3 months (Additional Information)
Repayment Schedule
At end of term
Jul 2, 2012
Jul 22, 2012
Currency Exchange Loss:
Sep 15, 2012