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Pak is 37 years old and married with five children, some of whom are employed to help their mother with the family expenses.

Pak is a local cultivator who grows various sorts of seasonal crops such as rice, sugar cane, and vegetables on around three hectares of farmland. She has been engaged in this for many years and has had constant support from her spouse. This couple works hard to cover their household needs and improve their ways of living.

For her first loan, Pak would like to purchase a cow for the maintenance of the rice field. And at the same time, she also will raise this cow for offspring. She believes that this loan will allow her to make improvements to her business.

Pak is very appreciative and promises to pay her loan back on time, so then she will be able to obtain another loan to develop her business as well as her family’s living standard.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 53
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • 4,083.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Pak to purchase a cow for the maintenance of the rice field.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jul 22, 2012
Currency Exchange Loss:
Feb 22, 2013