Update on Celia MaríaCelia is a member of the communal bank Damas Responsables. She lives in the city of Cuenca, which has a cold climate. There are many places to enjoy the countryside and nature. Since 1999 it has been a World Heritage Site. The people are friendly and gentle, and they still maintain the culture and traditions of their villages.
Celia is 72 years old, is married, and has eleven adult children, six of whom are married and living independently; her five single children work to support themselves. Her husband is retired and stays home. They own their home, which is the fruit of their work together. She is very content since she is successfully recuperating from a fall that she suffered. The other members of the family enjoy very good health.
She raises and sells animals, and she has been doing this for 30 years. She also does other kinds of work, which allows her to improve her family's financial situation. Having her own business has allowed her to stay close to her family. She used her previous loan to purchase animals for her business, and the profit she obtained was very helpful, as she had to buy medicines to improve her health. For this reason, she was a little late in repaying her previous loan. Her new loan is to buy guinea pigs and chickens. She likes the communal bank because all of the members are very kind and understanding.
Doña Celia tiene 72 años, es casada y en su unión conyugal ha concebido 11 hijos todos son mayores de edad, 6 de ellos son casados y viven independientes, sus 5 hijos solteros trabajan para sus gastos personales. Su esposo pasa en casa ya que es jubilado, la casa en la que viven es de su propiedad siendo el fruto del trabajo conyugal.
Doña Celia está muy contenta ya que está recuperándose con éxito de un derrame que ha sufrido, los demás miembros de su familia gozan de muy buena salud.
Nuestra socia se dedica a la cría y venta de animales, realiza esta actividad hace 30 años, también labora en otras actividades las mismas que le permiten mejorar la situación económica de su hogar, este trabajo le ha permitido estar cerca de su familia. Su crédito anterior lo invirtió en la compra de animales para su negocio y la ganancia que obtuvo le ayudo mucho ya que tuvo que comprar medicinas para mejorar su estado de salud, por este motivo se atraso un poco en el pago de su crédito anterior. Su nuevo crédito es para comprar cuyes y gallinas. La banca comunal le gusta por la comprensión que recibe de todas las socias.
Previous Loan DetailsCelia is a member of Damas Responsables Communal Bank. She lives in the city of Cuenca, which is known as the Athens of Ecuador. It is the cultural city of the country. Its beautiful urban landscape is harmonious with the geographic environment. Its historic center is the biggest and best pre... More from Celia María's previous loan »
Concurrent and Successive Loans
Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.
This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.
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Success!! The loan was 100% repaid
- Repayment Term
- 8 months (Additional Information)
- Repayment Schedule
- Jul 11, 2012
- Aug 3, 2012
- Currency Exchange Loss:
- Feb 15, 2013
Photo from previous loan
Kiva allows our Field Partners to re-use the same photo for individual borrowers that have been posted on Kiva's website once before in a 24 month period, and we allow them to re-use group photos for up to 24 months, provided that 80% of the current group's membership is represented.
Taking, collecting, and uploading photos of borrowers is one of the most challenging elements of using Kiva for our Field Partners. In order to make Kiva easier for Field Partners to use, we have allowed them to post successive and concurrent loans without taking a new photo of the borrower if the criteria above are met.