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Nermi
Nermi is 39 years old, her partner is named Jorge, and together they have three children, but currently only two of them are living with them, the 6 year old and the 18 year old. Their house is located in the community of Chanchamayo.

With their agriculture, they have been able to give their children a better quality of life. In this way, their son (the oldest) who is 21 years old learned to work the land and is now independent. Nermi grows coffee, achiote (annatto), and citrus fruits like mandarin oranges and oranges. On the six parcels of land that she manages, her products are very well distributed; she knows that the coffee is one of her greatest profits each year, and so this year she is growing three parcels of just that product. Her daily costs are covered by the sale of her fruits, which she harvests every month. It has been ten years since she started this activity. "It depends on the prices. There are years when we do well with the cultivation everything, and other years when we make very little profit," she says. Even so, Nermi doesn't lose hope and continues to do her work, because she trusts in her business abilities.

This is her sixth loan with MFP, and just as with the previous loans, she promises to be on time with her monthly payments. She is a part of the community bank "Sol Naciente" (the Rising Sun), and she is happy they have responsible and very active members.

With this money, she will be able to clean up her parcels of land, and she will pay three people to do so for around 1,200 Soles. The rest of the money will go to acquiring plantain seedlings and bags of fertilizer to start a new planting cycle.
View original language description ↓
Nermi tiene 39 años, su pareja es Jorge, con quien tiene tres hijos, pero ahora sólo vive con dos de ellos, los de 18 y 6 años. Su casa está ubicada en la comunidad en Chanchamayo.
Con la agricultura ha sabido brindarles a sus hijos una calidad de vida cada vez mejor. De esa manera su hijo (el mayor) de 21 años aprendió a trabajar la tierra y ahora es independiente. Nermi cultiva café, achiote y frutas cítricas como mandarinas y naranjas. En las seis parcelas que administra, distribuye muy bien sus productos; sabe que el café le da mayores ganancias al año, por eso tiene tres parcelas sólo de este producto. Sus gastos diarios son solventados con la venta de las frutas, ya que las cosecha cada mes. Ya son como 10 años que lleva en esta actividad: “depende de los precios, hay años en que nos favorece cultivar de todo y hay otros años que ganamos muy poco”, manifiesta. A pesar de ello, Nermi no se queda atrás y continúa con su trabajo, porque confía en sus capacidades de negociación.

Este es su crédito número 6 con MFP y como en los créditos anteriores promete ser puntual en los pagos mensuales. Ella pertenece al banco comunal “Sol Naciente” y se siente contenta de tener compañeros responsables y muy activos.
Con este dinero podrá realizar la limpieza de sus parcelas, pagará a tres personas para ellos alrededor de 1200 soles. Lo restante será para adquirir mamones de plátanos y bolsas de abono para iniciar una nueva siembra.

About Peru

  • $6,715
    Average annual income
  • 64
    View loans »
    Peru Loans Fundraising
  • $53,967,750
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,550 helped Nermi to pay the people who will work on her land and also to buy plantain seedlings and fertilizer.
100% repaid
Repayment Term
12 months (Additional Information)
Repayment Schedule
At end of term
Pre-Disbursed:
Jun 19, 2012
Listed
Jul 25, 2012
Currency Exchange Loss:
Possible
Ended:
Jun 25, 2013