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Mujeres De Chilcatotoras   (Cuenca) Group
In this Group: María Rosa, Celia Margarita, Sandra Lorena, Carmen Amelia, Teresa Elvira, María Erlinda, María Florinda, Susana Angelica, Carmen Rocio, Libia Lourdes, Nelly Estela, María Angelita, Gloria Emperatriz, Rosa Elvira, Rosita Lucia
The Mujeres de Chilcatotoras communal bank is comprised of 15 hard-working and enterprising women. They live in Tarqui Parish in Cuenca, which experiences cold weather. Its large plains provide beautiful landscapes and allow everyone to enjoy the peace and nature. The parish center is a mixture of colonial and modern architecture. The people are kind, pleasant, and have warm hearts. They make a living in agriculture, livestock breeding, and many people work daily in the city. However, they maintain the culture and traditions of their towns.

One of the members of this group is Susana. She is 28 years old, married, and has two children who are 7 and 5 years old. Her husband works as a builder. The house they live in is on their own property.

Susana spends most of her time taking care of her children who are still young. When needed, she works as a domestic employee and also raises chickens, guinea pigs, and livestock at home. She sells them when she has a financial need.

This is the third loan that she is receiving from the communal bank. She will invest it in buying fertilizer for the pastures and animal feed.

Her goal is to finish some needed projects in her home.
View original language description ↓
El banco comunal Mujeres de Chilcatotoras está formado por 15 mujeres luchadoras y emprendedoras, viven por la parroquia de Tarqui en Cuenca, lugar de clima frió, sus grandes llanuras nos regalan hermosos paisajes y se puede disfrutar la paz de la naturaleza, su centro parroquial se mezcla entre la arquitectura colonial y moderna. Su gente es amable, gentil y de un corazón cálido, se dedican a la agricultura, ganadería y muchos laboran en la ciudad diariamente, aun mantienen la cultura y tradiciones de sus pueblos.

Una de las socias de este grupo es la Señora. Susana, tiene 28 años, es casada y fruto de su unión conyugal ha concebido 2 hijos de 7 y 5 años de edad, su esposo labora como albañil, la casa en la que viven es de su propiedad.

Doña Susana pasa la mayor de su tiempo al cuidado de sus hijos quienes son aun pequeños, cuando le llaman trabaja como empleada domestica y en casa también cría gallinas, cuyes y ganado a los que los vende cuando tiene alguna necesidad económica.

Este es el tercer crédito que realiza en el banco comunal y lo va a invertir en la compra de abono para los potreros y alimento para sus animales.

Su meta es hacer algunos acabados que le hacen falta a su casa.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 16
    View loans »
    Ecuador Loans Fundraising
  • $22,837,750
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Mujeres De Chilcatotoras (Cuenca) Group's $6,050 loan helped a member to buy fertilizer and animal feed.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 10, 2012
Listed
Aug 3, 2012
Currency Exchange Loss:
N/A
Ended:
Feb 15, 2013