Rossi is divorced and has four children studying in the university. Three of them are already independent and only the youngest still lives at home with her in a rented house occupying two rooms. The house is located in the city of La Paz’s Alto San Pedro zone.
She currently earns income because she sells spices for food from place to place and for more than ten hours daily since she must cover food, education and basic utility payments for her family. She needs the loan to buy merchandise because she wants to expand it and improve her income.
Rossi’s dream is to acquire a house in the ‘anticrético’ modality [a transaction whereby a property owner requests a "loan" from you in exchange for housing, which must be paid back to you at the end of your contract. If your loan is not repaid, the property owner could lose the property to you] and to have a store so that she doesn’t have to do it from place to place anymore since that’s quite demanding.
This is the third time she’s asked for an IMPRO loan and first with KIVA.
Rossi es divorciada y tiene cuatro hijos que estudian en la universidad , tres de ellos ya son independientes y solo vive con el menor en una casa en alquiler ocupando dos habitaciones, la casa esta ubicada en la zona Alto San Pedro de la ciudad de La Paz.
Actualmente percibe ingresos ya que se dedica a la comercialización de condimentos para las comidas de forma ambulante y por más de diez horas ya que debe cubrir los gastos de alimentación, educación y pago de servicios básicos de su familia.
El crédito lo requiere para la compra de su mercadería ya que desea ampliarla para mejorar sus ingresos.
El sueño de Rossi es adquirir una casa en anticrético y tener una tienda para no hacerlo de forma ambulante ya que es muy sacrificado.
Es la tercera vez que solicita crédito junto a IMPRO y la primera vez con KIVA.
IMPRO is a small non-profit organization that has been offering micro credit to the working poor in the Bolivian cities of La Paz and El Alto since 1995. IMPRO’s goal is to fight poverty by offering loans to small business owners who cannot access credit through the regular banking system due to a lack of guarantees or collateral.
To ensure that everyone has access to credit, IMPRO maintains a low interest rate by minimizing operational costs. IMPRO’s partnership with Kiva, which began in 2007, has allowed IMPRO to expand its services while maintaining these low interest rates.