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Meuling Elizabeth

Update on Meuling Elizabeth

Mueling works in a company called PAC. Furthermore, in her free time she works in a small clothing and shoe sales business, obtaining additional income that permit her to support her family. Moreover, she has the support of her husband who takes on the household expenses.

She requests her second loan to buy construction materials and build a bedroom for her small daughter. In this way she will offer her privacy now that she is growing. Additionally, her family will have better living conditions in their home. Her dream is to have a nice and comfortable house.
View original language description ↓
Meuling trabaja en una empresa llamada PAC, ademas en su tiempo se dedica a su pequeño negocio en tiempo libre, de la venta de ropa y zapatos, obtiendo ingresos adicionales que le permiten el sosten familiar, ademas cuenta con el apoyo de su esposo que asume los gastos del hogar. Solicita 2do refinanciamiento para la compra de materiales de construción y construir un dormitorio para su pequeña hija, de esta manera brindarle privacidad ahora que esta creciendo, ademas su familia contara con mejores condiciones de vida en su hogar, su sueños es tener una casa bonita y comoda.

Previous Loan Details

Meuling, 31, is married and works for a firm. She also has her own business selling new and used clothes, a business she runs from home. She’s asking AFODENIC for her first loan to buy products for her small business because she has orders from other merchants that go to various neighborhoods i... More from Meuling Elizabeth's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 83
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD
A loan of $1,075 helped Meuling Elizabeth to buy materials.
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Aug 3, 2012
Currency Exchange Loss:
Sep 2, 2012