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Juana Nereyda
Juana Nereyda has been working as an elementary school teacher for the past 11 years in the Unión neighborhood. According to references from neighbors, who are also colleagues at work, Nereyda is a hard-working woman with a strong spirit of personal and professional improvement. She loves her work as a teacher since she shares the bread of learning with rural children from her community. She is asking for a loan in order to invest in a small repair to her kitchen, since it is currently in a bad state and with the climate it is deteriorating even more. Her greatest dream is to finish a room with better conditions so that her sweet family can remain united and enjoy good health.
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Juana Nereyda, trabaja como docente de educaciòn primaria desde hace 11 años en la colonia la Uniòn, según referencias de sus vecinos, compañeros de trabajo es una mujer luchadora con alto espiritu de superaciòn personal y profesional, ama su labor como docente ya que imparte el pan de la enseñanza a niños campesinos de su comunidad. Solicita su crèdito para invertirlo en pequeña reparaciòn de la cocina la cual se encuentra en mal estado y con el clima se le esta deteriorando aun mas. Su mayor sueño es culminar una habitaciòn con mejores condiciones, que su linda familia permanezca unida y goze de salud.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Nicaragua

  • $4,800
    Average annual income
  • 82
    View loans »
    Nicaragua Loans Fundraising
  • $25,420,300
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $475 helped Juana Nereyda to repair the kitchen.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 19, 2012
Aug 3, 2012
Currency Exchange Loss:
Jul 18, 2013