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Yelba Mabel

Update on Yelba Mabel

Yelba is 25 years old and has worked as a secretary for the Ruben Dario Institute for six years in the Ministry of Education. She is well known in the municipality.

She is a hard working and very responsible woman. She is dedicated to her work and her family. She has the support of her husband who works as a teacher of a secondary school and the University URACCAN. Both share the family's expenses.

She is requesting a loan to pay her tuition fees and buy a computer, which she will use to do her work and research. Her dream is to finish her education, for her family to have good health and that they do not lack the basic needs at home.
View original language description ↓
La joven Yelba de 25 años de edad, labora como secretaria del Instituto Rubén Darios desde hace 6 años años consecutivos para el Ministerio de Educaciòn es bien reconocida en el Municipio, ella es una mujer bien trabajadora y muy responsable, es bien dedicada a su trabajo y a su familia, cuenta con la ayuda de su esposo quien se desempeña como docente de secundaria como tambien trabaja como docente de la Universidad URACCAN d ambos comparten con los gastos familiares. solicita su credito para pago de aranceles de su carrera y compra de una computadora para la realizacion de sus trabajos e investigaciones. Su sueño es culminar sus estudios , que su familia gozen de salud y que no les falte lo basico en el hogar.

Previous Loan Details

Yelba is 24 years old and has worked as a secretary for the Ruben Dario Institute for five years. She has two daughters. Her partner in life works as an elementary school teacher, but is also a college instructor at the University of the Autonomous Regions of the Nicaraguan Caribbean Coast (URA... More from Yelba Mabel's previous loan »

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Nicaragua

  • $4,800
    Average annual income
  • 71
    View loans »
    Nicaragua Loans Fundraising
  • $25,045,725
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Yelba Mabel to pay her tuition fees and buy a computer.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 19, 2012
Jul 25, 2012
Currency Exchange Loss:
Mar 17, 2014
This photo was used before for a previous loan for Yelba Mabel. It was first posted on Kiva on Mar, 2011. Learn More