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Update on Riziki

Riziki has been able to continue providing her beauty services thanks to her previous Yehu loans with which she bought hair weaves, gel and hair food oil in large quantities.

She is now requesting a new Kiva loan to buy flour, eggs, baked goods, beverages, candy, and other products to establish a grocery shop. She can benefit from buying them with cash and in larger quantities than usual.

Riziki sends the following message to Kiva backers: "I am very grateful for the financing of my project since you have given me the opportunity to increase my production and my income."

Previous Loan Details

Riziki is a married woman with five children, four of whom attend school. She owns a house that has no electricity nor piped water. Her greatest monthly expense is food for the family. For the past 5 years, Riziki has operated a beauty salon business from home, catering to her neighbors and pa... More from Riziki's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 766
    View loans »
    Kenya Loans Fundraising
  • $43,830,000
    Funds lent in using Kiva
  • 84.0
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $250 helped Riziki to buy flour, eggs, baked goods, beverages, and candy.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 19, 2012
Jul 22, 2012
Currency Exchange Loss:
Aug 17, 2013
This photo was used before for a previous loan for Riziki. It was first posted on Kiva on Jun, 2011. Learn More