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Jemmianus, a 25-year-old mason, is married to Maria, a 24-year-old lady. They have a four-year-old daughter named Catharina. Maria has also brought her young brother, Fidentus, 19 years old, to live with them.

Jemmianus has been working as a mason for five years; in building a house, he usually works with his colleagues and the payment is fairly divided. Jemmianus prefers to work by himself when he gets a small order i.e. to build up a room or renovate a small part of a house, etc. Jemmianus cannot deny that the income from being a mason is very limited in meeting the needs of his family; on the other hand the limited number of mason tools has also been an obstacle for him in getting larger orders.

Jemmianus has a dream of improving his income by purchasing more mason tools i.e. a ripsaw, a hacksaw, a hammer, etc. By having more tools Jemmianus will be able to receive many orders. He also would like to purchase several building materials to continue building his house. To make it happen, Jemmianus requested a loan of IDR 3,000,000 from TLM. He is hoping that the loan assistance would enable him to reach his dream.

Additional Information

About Tanaoba Lais Manekat

This loan is administered by Tanaoba Lais Manekat (TLM). TLM is a microfinance institution that seeks to improve the quality of life of poor communities in the province of Nusa Tenggara Timur in Indonesia. TLM has been operating since 1995 and, in addition to providing microloan and savings services, provides client training on financial management and entrepreneurship.

TLM’s head office is based in Kupang, West Timor, Indonesia. Kupang is the capital city of Nusa Tenggara Timur province in eastern Indonesia. Nusa Tenggara Timur is the province with the least favorable social and economic statistics of all the 33 Indonesian provinces.

Join our lending team TLM West Timor.

About Indonesia

  • $5,200
    Average annual income
  • 36
    View loans »
    Indonesia Loans Fundraising
  • $5,218,725
    Funds lent in using Kiva
  • 9,440.0
    Indonesia Rupiahs (IDR) = $1 USD

Success!! The loan was 100% repaid

A loan of $325 helped Jemmianus to purchase more mason tools such as a ripsaw, a hacksaw and a hammer, and also to purchase building materials for his house.
100% repaid
Repayment Term
38 months (Additional Information)
Repayment Schedule
Jul 16, 2012
Jul 22, 2012
Currency Exchange Loss:
May 18, 2013