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Hoan, aged 28, appears in the photo with her spouse. They live happily in a small village in Siem Reap province, Cambodia. This couple has given birth to two children, both of whom are enrolled in a local school in the province. Hoan runs an off-license from her own home to supplement the main income of the family. Her husband helps her in the business when he gets free from doing farm work.

Hoan wants to renovate her store and satisfy her clients, so she is taking out a loan of KHR 4,000,000 to purchase timbers and construction supplies needed for the construction. This will enable her to make her business more viable and profitable in the future. She hopes that she will be able to earn a better income to support her family.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 277
    View loans »
    Cambodia Loans Fundraising
  • $38,170,450
    Funds lent in using Kiva
  • 4,083.0
    Cambodia Riels (KHR) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Hoan to purchase timbers and construction supplies needed to construct her store.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jul 22, 2012
Currency Exchange Loss:
Jun 26, 2013