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Sakina's Group
In this Group: Sakina, Shakeela, Tasleem, Yasmeen, Kosar
Sakina is 56 years old. She is still very active and operates a shoe-making business. Her husband collects orders from the market, and both Sakina and her husband fulfill those orders by making shoes. The quality of their shoes is very good, which helps them get a good number of orders every month.

Sakina has seven sons, but she couldn’t provide them education due to financial constraints. She has applied for a loan from KIVA partner Asasah because she has a large order to fulfill. With the loan investment she will buy leathers and shoe laces in larger quantity and of better quality, which will help her completing the orders on time.

She has been operating this business with her husband for many years and is confident about her family's business success after receiving the loan.

Note: In the photo, the lady holding Asasah Passbook is Sakina.

Additional Information

More information about this loan

Asasah offers products that are customized for its Muslim clients. This Murabaha loan is structured as an interest free loan. Asasah purchases goods for its borrower and charges them a markup or fee. For more information on Islamic microfinance, please click here.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Pakistan

  • $4,700
    Average annual income
  • 316
    View loans »
    Pakistan Loans Fundraising
  • $15,642,300
    Funds lent in using Kiva
  • 94.6
    Pakistan Rupees (PKR) = $1 USD

Success!! The loan was 100% repaid

A portion of Sakina's Group's $1,600 loan helped a member to buy leather and laces for her shoe making and selling business.
100% repaid
Repayment Term
13 months (Additional Information)
Repayment Schedule
Jul 18, 2012
Jul 21, 2012
Currency Exchange Loss:
Aug 8, 2013