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Horn is a 37-year-old married woman who lives with her spouse in Kompong Cham province, Cambodia. She and her husband don't have any children yet, but they wish to have one soon.

Horn is a farmer who owns and manages a few hectares of farm land primarily for growing rice. while her husband works as a local construction laborer around the province.

Horn has been farming for more than 20 years. She learned these skills and her farming practices from her parents.

Horn wants to renovate her present house to repair very bad rain damage. She would like to acquire a loan from Kiva lenders in order to have her house rebuilt. She will purchase the construction supplies needed, such as wallboard and tiles. Her husband and his team will be in charge of performing the construction.

Horn hopes to have a suitable house for living. She is very thankful, and she will pay her loan back in full.

Additional Information

About HKL

Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.

About Housing Loans

Many poor families cannot afford housing that meets their needs. When you make a housing loan on Kiva, you give people access to flexible capital to obtain or improve their homes. Better housing means better health, sanitation, and even educational outcomes for children. A house can also be much more for entrepreneurs who run businesses out of their homes. In this way, housing and small business loans on Kiva share a common purpose: to alleviate poverty and enable families to enjoy more stable lives.

About Cambodia

  • $2,600
    Average annual income
  • 286
    View loans »
    Cambodia Loans Fundraising
  • $37,541,925
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $600 helped Horn to purchase construction supplies to rebuild her house.
100% repaid
Repayment Term
20 months (Additional Information)
Repayment Schedule
Jun 20, 2012
Jul 21, 2012
Currency Exchange Loss:
Dec 17, 2013