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04.11.03.nam Ngạn Group
In this Group: Huyến, Thanh, Đông, Thảo
Huyến is applying for a loan to purchase materials to make processed food to sell. She operates a food stall/restaurant selling snacks.

Huyến is 50 years old and is married with two children. She is the group leader of the 04.11.03 Nam Ngạn solidarity group, which consists of 4 members.
Huyến lives with one dependent in Thanh Hoa city, a urban town in Thanh Hoa province, and her other child is grown up.

In 2011, Huyến joined Thanh Hoa Fund for Poor Women to improve her business and has successfully repaid two loans. Huyến has been involved in this business for more than 10 years. The main business hardship that Huyến faces is the lack of capital.

In the future, she hopes that her children will find good jobs, her family will be healthy and happy, and her business will do well.

Additional Information

About Thanh Hoa Fund for Poor Women (FPW)

Thanh Hoa Fund for Poor Women (FPW) works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, FPW prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $725
    Average annual income
  • 25
    View loans »
    Vietnam Loans Fundraising
  • $12,571,200
    Funds lent in using Kiva
  • 20,830.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 04.11.03.nam Ngạn Group's $1,025 loan helped a member to purchase materials to make processed food to sell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 8, 2012
Jul 22, 2012
Currency Exchange Loss:
Aug 17, 2013