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A married father of six children, Kao is aged 62, and living in a rural village of the Dambae district, Cambodia. Out of his six children, he still has four (two daughters and two sons) children who are dependent to take care of. To support his family, he has been involved in cassava planting on two hectares, cashew on one hectare and rubber planting on four hectares of farmland. He has been in this business for ten years. The current business earns him approximately USD 11.00 per day and he is able to save about USD 4.00 each day.

Kao is in his fourth cycle with Kiva’s partner, VisionFund. He completely paid back the past loans, which have helped him relieve family’s burden and improve their livelihood. Now he is applying for a loan of USD 1,500 with VisionFund. He will use this loan to buy rubber seedlings for his rubber plantation and use a portion of it to spend for labor and land plowing. With this loan, he hopes to make more income so as to build on some savings to fulfill his future dream of have a bigger house for living in.

Additional Information

About VisionFund Cambodia

VisionFund Cambodia is a Christian organization and microfinance institution that provides small loans and other financial services to improve the lives of children, empower poor women and their families, and grow successful businesses. The organization works primarily in rural parts of Cambodia and has distinguished itself by targeting the very poor who require smaller loan sizes, regardless of religious beliefs, gender or ethnic background.

Kiva lenders’ funds will help the organization to expand into the northeastern provinces of the country, which have historically been underserved and difficult to reach with financial services.

About Cambodia

  • $2,600
    Average annual income
  • 39
    View loans »
    Cambodia Loans Fundraising
  • $38,708,425
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,500 helped Kao to buy rubber seedlings for his rubber plantation.
100% repaid
Repayment Term
26 months (Additional Information)
Repayment Schedule
Jun 22, 2012
Jul 21, 2012
Currency Exchange Loss:
Jul 17, 2014