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Ricardo Marco Antonio
Ricardo is a young man of 22 years of age. He is single and lives with his mother and siblings in the city of Ica in the district of Subtanjalla. He is a very happy, hardworking an enthusiastic person with a strong desire to improve and get ahead together with his family. Unfortunately because he needed to work to support his mother, he could not study to become a Systems Engineer as he had badly wanted to,  but he dreams of doing so one day soon.   

Thanks to his mother's support, two years ago as a product of his hard work and savings from prior work, Ricardo was able to set up his small internet cafe business. Every day from very early in the morning he offers his services. He feels happy with his business and believes it is going well because of the good service he offers his clients. 

Ricardo is very thankful to the Kiva lenders, since thanks to their help he will be able to buy a computer, which he hopes to use to expand his internet business and in this way increase his income. In this way Ricardo hopes to be able to use his earnings to help his mother to build their house. 
View original language description ↓
Ricardo es un joven de 22 años, es soltero, vive con su madre y hermanos en la ciudad de Ica, en el distrito de Subtanjalla, él es una persona muy alegre, trabajador y entusiasta, que tiene un gran deseo por superarse y salir adelante junto con su familia; lamentablemente por la necesidad de trabajar para apoyar a su madre, no pudo estudiar la carrera profesional de Ingeniería de Sistemas que tanto quería, pero sueña con poder hacerlo pronto.
Gracias al apoyo de su madre, desde hace 2 años producto de su esfuerzo y de ahorros de trabajos anteriores, Ricardo pudo poner en marcha su pequeño negocio de cabinas de internet, día a día desde tempranas horas de la mañana brinda sus servicios, él se siente a gusto en su negocio y cree que le va bien por la buena atención que ofrece a sus clientes.
Ricardo se encuentra muy agradecido con los prestatarios Kiva, ya que gracias a la ayuda brindada podrá realizar la compra de una computadora, ya que desea contar con ella para poder aumentar sus cabinas de internet y así poder incrementar sus ingresos económicos; de esta manera Ricardo espera poder utilizar sus ganancias para apoyar a su madre en la construcción de su vivienda.

Additional Information

About Caja Rural Señor de Luren

Caja Rural Señor de Luren is a microfinance institution based in Ica in southern Peru that primarily promotes the development of the country’s agricultural sector through lending. Today, it also offers credit for consumers, microenterprises and housing improvements, and has expanded its financial services to promote micro-savings and provide micro-insurance. This institution has been instrumental in helping borrowers recover from the devastating earthquake in the Ica region in 2007, and works with Peru’s National Bank to reach some of the poorest and most remote microfinance clients in the country.

About Peru

  • $12,000
    Average annual income
  • 96
    View loans »
    Peru Loans Fundraising
  • $57,954,100
    Funds lent in using Kiva
  • 2.6
    Peru Nuevos Soles (PEN) = $1 USD

Success!! The loan was 100% repaid

A loan of $575 helped Ricardo Marco Antonio to buy a computer.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 11, 2012
Listed
Jul 24, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 18, 2013