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Alba Nellys
Alba lives in San Pablo, a community of San Rafael, Nicaragua. She is married, 35 years old, and has two children, of whom one is in school and the other is a little girl who is just one year old. Her husband has a regular job working for a company as a security guard.

Alba is involved in the creation and sales of soft tortillas. When she was very young, she began making tortillas in the mill where her aunt lived. A regular day for Alba is one where she gets up at five in the morning to make food for her husband before he goes to work in the morning. She then takes care of her children before beginning to prepare the corn which she will later use to make her tortillas. She makes between a hundred and one hundred and seventy tortillas each day and her customers come to buy them at her home.

The loan she is asking for will be for buying corn in bulk quantities while the prices are lowest and housing the corn so as to always have enough to make her tortillas. If a part of her loan money is left over, she will use a small part of it for her daughter's first birthday to celebrate with a small piñata along with her family and the neighbor children.

Alba didn't have a house of her own and was previously forced to rent, but with the previous loans she has been granted, and the bit more income from her business, and the income her husband brings in, they have been able to buy a parcel of land and have their own house.

Her greatest dream is to make a kitchen for herself and to have enough for her children's schooling.
View original language description ↓
la señora. Alba habita en San pablo comunidad de san rafael nicaragua, es casada tiene treinta y cinco años de edad. tiene dos hijos uno en edad escolar y el otra una niña menor de una año. su esposo tiene trabajo fijo trabaja para una empresa que presta el servicio de vigilancia.
La senora Alba se dedica a la elaboracion y venta de tortilla suave. desde muy joven empezo realizando las tortilla en el molino donde habitaba su tia. Un dia normal de doña alba es se levanta a las cinco de la mañana a la preparacion de la alimentacion de su esposo para ir al trabajo, luego atiende a sus hijos. despues comienza a la preparacion del maiz para despues empezar a realizar la elaboracion de las tortilla realiza de cien a ciento setenta tortilla diaria y sus clientes llegan a comprarle a su casa de habitacion.
el credito lo solicita para la compra de maiz en grandes cantidad cuando el precio esta en temprada bajo precio y almacenarlo para asi tener siempre para hacer sus tortillas. en caso que le sobre una pequeña parte del credito lo utilizar en el primer cumpleaño de su niña con una pequeña piñata con sus familiares y vecinitos.


La señora Alba No tenia casa propia siempre andaba alquilando pero con los pequeños creditos que se le han otorgado y las pequeñas ganancias de su negocio y los ingresos de su esposo ha podido comprar un terreno y tener su propia casa.
su mejores sueño son hacer su cocina y tener para darle estudio a sus hijos

Additional Information

About CEPRODEL

This loan is administered by Centro de Promocion del Desarrollo Local (CEPRODEL), one of Kiva’s larger partners in Central America. Founded in 1991 and based in Managua, Nicaragua, CEPRODEL specializes in the development and funding of housing cooperatives for traditionally marginalized communities, the provision of microfinance services to small businesses, and the promotion of innovative renewable energy projects. In addition, unlike many microfinance institutions in the area that have chosen to avoid the rural areas of the country due to the increased financial risk, CEPRODEL provides financial services to numerous clients in the agriculture and livestock industry. Supporting a borrower through CEPRODEL means contributing to the promotion and sustainability of this important work in Nicaragua.

About Nicaragua

  • $4,800
    Average annual income
  • 127
    View loans »
    Nicaragua Loans Fundraising
  • $24,581,200
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $450 helped Alba Nellys to buy corn for making soft corn tortillas.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 6, 2012
Listed
Jul 24, 2012
Currency Exchange Loss:
Possible
Ended:
Aug 17, 2013