Las Comerciantes (Cuenca) Group
One of the members of this group is Norma, who is 39 years old, married and has three children, ages 21, 8 and 2. Her eldest son works and helps out economically. Her middle son goes to the local school. Her husband works in construction as a bricklayer. The house they live in belongs to her father.
Norma is a merchant and sells clothing, shoes and toys. She has been in business for 16 years and has a wide range of merchandise. She only works on holidays and spends the rest of her time dedicated to the family.
The member has been in the communal bank for two years and this new loan will be used to buy clothing, shoes and toys.
Her goal is to pay off her debts.
Una de las socias de este grupo es la Señora. Norma, tiene 39 años de edad, está casada y en su unión conyugal ha concebido 3 hijos de 21, 8 y 2 años de edad, su primer hijo trabaja y le ayuda económicamente, su segundo hijo está estudiando en una escuelita de la ciudad. Su esposo se dedica a la construcción laborando como albañil, la casa en la que viven es propiedad de su padre.
Doña Norma es comerciante y se dedica a la venta de ropa, calzado y juguetes, esta actividad la realiza hace 16 años, cuenta con un gran surtido de mercadería, labora solo días de ferias y los demás días se dedica al cuidado de su familia.
Es socia del banco comunal hace 2 años y su nuevo crédito lo va a invertir en la compra de ropa, calzado y juguetes.
Su sueño es no tener deudas.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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Success!! The loan was 100% repaid