Rosalía is one of the micro entrepreneurs forming this group, and she will benefit from the requested loan. Rosalía says she has been a member of Pro Mujer for three years, and that she has been invited to enter by one of the promoters of this institution. She currently runs a sewing workshop where she creates tullmas, and she says she has learned this profession while helping her aunt creating this same craft, and that she later on decided to start her own activity.
The loan she in now requesting will be used to diversify her activity by buying alpaca wool in the fairs of the town of El Alto. She will knit the wool into sweaters to then sell it in her stall. This type of activity helps her earning an income to support her family as much as she can, as she is married and has six children.
When asked about what she likes of Pro Mujer, she answers that she likes the loans and the saving.
El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Rosalía es una integrante, ella indica que desde hace tres años integra Pro Mujer, ingresando por invitación de una promotora de la institución. En la actualidad ella tiene un negocio de confección de tullmas, ella cuenta que este oficio lo adquirió cuando ayudaba a realizar estas artesanías a su Tía y posteriormente emprendió su propio negocio.
El crédito que ahora sacará es para diversificar el negocio (compra de lana de alpaca para tejer las tullmas) mismo que comprará de las ferias de la ciudad de El Alto y posteriormente a la elaboración lo comercializará en su puesto de venta. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella es casada y tiene seis hijos.
Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta el crédito y el ahorro.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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