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Despertar Andino Ii Group
In this Group: Fabiola, Sandra Dora , Zulma , Roxana Ruxi , Sara , Lucia , Lola Modesta, Soledad Karen , Milenka Evelyn , Lidia
The Despertar Andino communal bank will start its second cycle in Pro Mujer as part of the of the Alto Lima community center. It is comprised of ten members, and it is headed by a board of directors. Zulma is the secretary. The members’ businesses are varied, and among them are: sewing and selling sport uniforms, a store distributing traditional skirts, selling “salchipapa” [fried potatoes and fried sausages], an automotive store, a neighborhood store, making traditional skirts, producing petticoats, selling clothes, backpacks and wallets, and selling used clothing.

The loan they will take will benefit small business owners like Zulma. She says that she joined Pro Mujer three years ago by an invitation from a friend who is a member of the institution. She currently has a business selling wallets. She says that she got this line of work on her own initiative by observing the sales that this product had.

The loan that she will now take is to expand her business (buy wallets). She will buy the wallets in the city of Oruro, and she will later set them up in a commercial space that she tends to every day. This way of working allows her to generate resources to support her family as much as possible. She is in a common-law marriage, and she has two children.

When asked what she likes about Pro Mujer, she replied that she likes the health resources.
View original language description ↓
La A.C. “DESPERTAR ANDINO” iniciará el segundo ciclo en Pro Mujer, como parte del Centro Focal de Alto Lima, está compuesta por diez integrantes y está dirigida por una mesa directiva donde la señora Zulma es la secretaria. Los negocios que las integrantes de la asociación comunal llevan adelante son variados entre ellos tenemos: costura y venta de deportivos, tienda de flete de polleras, venta de salchipapa, tienda de automotrices, tienda de barrio, costura de polleras, producción de enaguas, comerciante de ropa, mochilas y carteras, venta de ropa usada.

El crédito que sacaran beneficiara a pequeñas microempresarias donde la señora Zulma es una integrante, ella indica que desde hace tres años que integra Pro Mujer, ingresando por invitación de una amiga que es socia de la institución. En la actualidad ella tiene un negocio de venta de carteras, ella cuenta que este oficio lo adquirió por iniciativa propia, observando el comercio que se tenía con este producto.

El crédito que ahora sacará es para ampliar el negocio (compra de carteras) mismo que comprará de la ciudad de Oruro y posteriormente lo instalara en su espacio de comercialización los cuales atiende todos los días. Esta forma de trabajo le permite generar recursos para apoyar en lo posible a su familia, pues ella vive en unión libre y tiene dos hijos.

Cuando se le consulta que le gusta de Pro Mujer, ella responde que le gusta el área de salud.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Bolivia

  • $5,500
    Average annual income
  • 138
    View loans »
    Bolivia Loans Fundraising
  • $33,310,825
    Funds lent in using Kiva
  • 7.0
    Bolivia Bolivianos (BOB) = $1 USD

Success!! The loan was 100% repaid

A portion of Despertar Andino Ii Group's $3,925 loan helped a member to buy wallets.
100% repaid
Repayment Term
9 months (Additional Information)
Repayment Schedule
Jul 10, 2012
Jul 25, 2012
Currency Exchange Loss:
Mar 15, 2013