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Janepher is a single lady with no children, but she takes care of two of her sister's children. She resides in a rented house and the family has access to electricity but no piped water. Her monthly expenses include school fees for her sister's children and rent. Janepher has a business selling used clothes and has been in this business for six years.

Janepher has applied for a loan of 300,000 Ugandan shillings from MCDT-SACCO to buy more bales of used clothes. She goes door to door selling used clothes. Her major business challenges include seasonality and thieves. She is hoping to get enough profits to build her own house and also to become a wholesaler.

Additional Information


This loan is administered by MCDT SACCO, a savings and credit institution operating in Kampala, Uganda. The mission of MCDT SACCO is to provide sustainable financial services to the lower strata of Uganda's poor, especially women, for their economic and social development. MCDT's cooperative structure also affords its clients the opportunity to own shares of the organization and benefit from its financial performance. For more on MCDT SACCO, please see our partner page at, and join our lending team, Friends of MCDT SACCO, at

About Uganda

  • $1,800
    Average annual income
  • 220
    View loans »
    Uganda Loans Fundraising
  • $32,028,325
    Funds lent in using Kiva
  • 2,465.0
    Uganda Shillings (UGX) = $1 USD