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Gocha is 50 years old. He lives in a small village in Mtskheta District with his mother, Nutsa. Nutsa is a pensioner and Gocha is a truck driver. He offers transportation services to local farmers and gets a service fee for the work. He also owns a plot of agricultural land where he grows various vegetables.

Gocha requested a loan for repairing his truck. It is damaged and is already risky to drive, so Gocha has stopped operations. After repairing the truck, he will be able to offer transportation services to local farmers. He also plans to sow lucerne (a type of legume) on his plot. After properly doing this seasonal agricultural work, he hopes to get good harvest. He will sell the harvested lucerne to local farmers. This will increase his family's income. With the increased income, Gocha will be able to create better living conditions for himself and his mother.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 40
    View loans »
    Georgia Loans Fundraising
  • $7,802,825
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,100 helped Gocha to sow lucerne (a type of legume) and to repair his truck.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 11, 2012
Jul 20, 2012
Currency Exchange Loss:
May 17, 2013