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Mom is 44 years old. She is married and resides with five children in Takeo Province, Cambodia. Mom has been a farmer since 1980, earning income around 1 USD per day. Her husband has been a construction worker in Phnom Penh city since 2008, earning profit about 3 USD. Two of her children are workers in garment factories, earning income around 6 USD per day. Each month, she has to spend 30 USD on food, 5 USD on utility expenses, and about 30 USD on other expenses.

Mom is requesting a loan of 800 USD to purchase cattle to resell. This loan will help her family to get more profit. In the future, she hopes she can open a grocery store in front of her house, build the toilet behind the house, and support her children to finish university.

Additional Information


KREDIT Ltd. is one of Kiva’s most established partners in Southeast Asia. The organization empowers the economically-active poor and small entrepreneurs by providing inclusive financial services. Beyond loans, KREDIT offers low-income clients complementary training in debt management, savings and budgeting. In addition, KREDIT partners with NGOs to offer training in primary health care, agricultural techniques and HIV/AIDS awareness.

For more information on KREDIT, please visit its partner page. If you would like to engage more with KREDIT and its borrowers, you can also join its lending team, KREDIT MFI Cambodia.

About Cambodia

  • $2,600
    Average annual income
  • 43
    View loans »
    Cambodia Loans Fundraising
  • $38,691,025
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $800 helped Mom to purchase cattle to resell.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 21, 2012
Aug 10, 2012
Currency Exchange Loss:
Sep 17, 2013