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Suliko is 39 years old. He is married and lives in a small village of Khoni District with his wife, Nargizi, and two children (15 and 16 years old). Both of them study in the local school.

Suliko and Nargizi run an agricultural business. In particular, they have a small dairy farm with five milking cows and three calves. They produce cheese and sell it on the local open market.

They also own a plot of land where they grow maize, tomatoes, and nuts. The family has a truck; they use it for transportation of vegetables and fruits to nearby villages for selling. The total average monthly income of the family is 900 Lari.

Suliko requested a loan for purchasing fertilizers and additional vegetables and fruits for sale. After fertilization and properly done seasonal agricultural work, they hope to get a good harvest.

They will sell the harvested products, together with other vegetables and fruits, in nearby villages. This will increase the income of the family. With increased income, they will be able to finance the studies of their children. Thus, they will be able to create better living conditions for the family.

Additional Information

About LLC Micro Finance Organization Credo

LLC Credo (Credo) is a microfinance organization in Georgia that provides sustainable credit services to alleviate poverty in rural areas, including business loans, agriculture loans, household loans, crop insurance and more. Kiva lenders’ funds are used to help the organization expand its outreach to even more entrepreneurs, farmers and households in remote areas.

About Georgia

  • $6,100
    Average annual income
  • 40
    View loans »
    Georgia Loans Fundraising
  • $8,091,775
    Funds lent in using Kiva
  • 1.6
    Georgia Lari (GEL) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,225 helped Suliko to purchase fertilizers and additional vegetables and fruits for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 10, 2012
Jul 20, 2012
Currency Exchange Loss:
Jun 17, 2013