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010102-Hợp Tân- Hoằng Phụ-Hoằng Hoá Group
In this Group: Hồng, Hà, Cứu, Khuyến, Tốn
Hồng operates a food stall/restaurant selling fish sauce. She is requesting a loan to purchase fish sauce for resale.

Hồng is 39 years old and married, with two children. She supports two dependents with her business in Hoang Hoa district, a rural town in Thanh Hoa province. Hồng has been involved in this business for more than 10 years. She says the main hardship that her business faces is the lack of capital.

Hồng is the leader of a five-member group, the 010102-Hợp Tân- Hoằng Phụ-Hoằng Hoá solidarity group. In 2008, Hồng joined Thanh Hoa Fund for Poor Women to improve her business. She has successfully repaid five loans from Thanh Hoa Fund for Poor Women.

In the future, Hồng hopes to make enough money to provide for her kids and to maintain a successful business.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 103
    View loans »
    Vietnam Loans Fundraising
  • $14,728,425
    Funds lent in using Kiva
  • 20,830.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 010102-Hợp Tân- Hoằng Phụ-Hoằng Hoá Group's $1,800 loan helped a member to purchase fish sauce for resale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 25, 2012
Jul 20, 2012
Currency Exchange Loss:
Jul 17, 2013