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010304-Bắc Sơn- Hoằng Phụ-Hoằng Hoá Group
In this Group: Bích, Lê, Lan, Điệp, Chiên, Giới
Mrs. Bích operates a food stall/restaurant selling fish. She is requesting a loan to purchase fish to resell.

Bích is 50 years old. She is married and has 3 children..
She is the leader of a 6-member group, the 010304-Bắc Sơn- Hoằng Phụ-Hoằng Hoá solidarity group.
Bích supports 1 dependent with her business in Hoang Hoa district, a rural town in Thanh Hoa province. Two other children are grown up.

In 2002, Bích joined Thanh Hoa Fund for Poor Women to improve her business. Bích has successfully repaid 4 loans from Thanh Hoa Fund for Poor Women. Bích has been involved in this business for more than 10 years. The main hardship that Bích faces in her business is the lack of capital. In the future, Bích hopes to make enough money to provide for her kids, to maintain a successful business, and to buy land of her own.

Additional Information

About Thanh Hoa Microfinance Institution Limited Liability (Thanh Hoa MFI)

Thanh Hoa MFI works to provide credit to women and their families in the central Vietnamese province of Thanh Hoa, one of the poorest regions of the country. The institution's target clients are poor and low-income women who have the ability to work but lack the capital. Accordingly, Thanh Hoa MFI prioritizes single mothers, low-income women with children who have dropped out of primary school, and Viet Nam’s poorest women who cannot access any formal financial services.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Vietnam

  • $5,600
    Average annual income
  • 111
    View loans »
    Vietnam Loans Fundraising
  • $15,326,650
    Funds lent in using Kiva
  • 20,830.0
    Vietnam Dong (VND) = $1 USD

Success!! The loan was 100% repaid

A portion of 010304-Bắc Sơn- Hoằng Phụ-Hoằng Hoá Group's $2,050 loan helped a member to purchase fish to resell.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 25, 2012
Jul 20, 2012
Currency Exchange Loss:
Jul 17, 2013