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Update on Jane

Jane, 51, has a grocery store where she sells groceries such as cabbages, bananas, etc. Every day she sells on a cash basis and also buys her products in cash. She is assisted by her daughter when she goes for teaching children in her private nursery school. However, she operates the grocery fully during the weekends.

Everyone living nearby congregates at Jane's store because it is a nice, friendly place and they feel well cared for, which is a growing sentiment among her clientele. Therefore, as her business grows, buying more volume in cash becomes increasingly difficult.

This is why Lucy has turned to Yehu for another Kiva loan. This will allow her to keep a stock of daily consumption products, since she has to have enough inventory to respond immediately to her customers, who are mothers who must prepare food for their families.

She will use her loan to buy more groceries for sale. Her loan is sure to be successful because she is basing her request on market demand, and her suppliers will give her discounts for buying more volume and paying in cash. This will be beneficial to Jane's income.

Previous Loan Details

Jane is a single woman with two children, both of whom have graduated from school. She owns a house that has electricity and piped water. Her greatest monthly expense is the purchase of food. She has established a nursery school for young children and has been in operation for the past two yea... More from Jane's previous loan »

Additional Information

About Yehu Microfinance Trust

This loan is administered by Yehu Microfinance Trust, which was founded in 1998 as a project of CHOICE Humanitarian Kenya. In July 2007, Yehu became a separate entity from CHOICE and was registered as a trust. Since then, Yehu has expanded to cover over half of Kenya’s 13 coastal districts.

Concurrent and Successive Loans

Our Field Partners often work with borrowers over a series of loans as the borrowers build credit, take out bigger loans, and expand their businesses. In order to make it easier for our Field Partners to post loans for borrowers who have been listed on Kiva before, we allow them to post successive and concurrent loans for their Kiva borrowers. This means that our Field Partners are able to post a borrower's second, third, etc., loan on Kiva without having to re-enter all of the borrower's information.

This borrower has been listed on Kiva before, so you'll see an updated loan description, as well as excerpts of the original descriptions from earlier loans. Most borrowers take out loans consecutively, meaning that they receive a second loan after having repaid the first. However, sometimes our Field Partners give out concurrent loans, allowing borrowers to take out one primary loan and a secondary "add-on" loan along with it. These "add-on" loans are typically smaller than the borrower's primary loan and serve a different purpose. Because Field Partners can now post loans as successive and concurrent loans, you will be able to track borrower progress over time and see the various ways a borrower is working with our Field Partners through funds from Kiva’s lenders.

About Kenya

  • $1,800
    Average annual income
  • 779
    View loans »
    Kenya Loans Fundraising
  • $43,830,000
    Funds lent in using Kiva
  • 83.9
    Kenya Shillings (KES) = $1 USD

Success!! The loan was 100% repaid

A loan of $600 helped Jane to buy more groceries for sale.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 19, 2012
Jul 20, 2012
Currency Exchange Loss:
Jul 17, 2013
This photo was used before for a previous loan for Jane. It was first posted on Kiva on Dec, 2010. Learn More