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As a married parent of seven children, Luzviminda works hard to support her family.

She has a junk shop business in the Philippines, and also earns additional income from fish vending. Luzviminda is borrowing PHP 22,000 through NWTF to buy more recycled materials to sell for her junk shop.

Luzviminda has been sustaining her business activities through her past 15 loans from NWTF. She hopes that her hard work will help her attain her dream: to build and expand her business to secure the future of her family.

Additional Information

More information about this loan

This loan is part of NWTF's green loan program, which helps clients to gain access to environmentally friendly products that reduce pollution in the Philippines.

About Negros Women for Tomorrow Foundation

Negros Women for Tomorrow Foundation, Inc. (NWTF) is a non-governmental organization established with an aim to help men and women achieve self-sufficiency, particularly in the province of Negros Occidental’s low-income communities. The organization offers its clients a wide variety of products, including loans for micro-entrepreneurs, hospital income benefits, life insurance, accidental death benefits and more. Kiva lenders’ funds will be used to expand the reach of these products to low-income urban and rural communities.

About Philippines

  • $7,000
    Average annual income
  • 1152
    View loans »
    Philippines Loans Fundraising
  • $63,443,275
    Funds lent in using Kiva
  • 41.8
    Philippines Pesos (PHP) = $1 USD

Success!! The loan was 100% repaid

A loan of $550 helped Luzvimnda to buy more recycled materials to sell.
100% repaid
Repayment Term
8 months (Additional Information)
Repayment Schedule
Jun 22, 2012
Jul 20, 2012
Currency Exchange Loss:
Jan 15, 2013