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Gulsun is 49-year-old married mother of four children. Her husband has a job harvesting rice and she works as a water canal controller. They can't boast of high salaries but their "dekhan" farm business is able to efficiently supplement their income and allows them to pay back their debts. With the aid of some previous loans Gulsun was able to solve some family issues, like their children's education and buying various household appliances.

Currently, her house is in need of some repairs and she's asking for a loan in order to fix it up. She wishes to improve her housing conditions and thanks you in advance for your generosity and financial assistance.
View original language description ↓
Гульсун 49 летняя женщина, мать четверых детей, муж работает по сбору урожая риса. Она сама работает контролёром в водоканале. Она имеет маленький доход, но их семейное дехканское дело даёт хороший доход, с помощью которого она без проблем погашает займ. По словам Гульсун можно убедится, что прежние её кредиты помогли решить некоторые семейные проблемы как учеба детей,покупка бытовой техники.Теперь же она на полученный кредит планирует отремонтировать свой дом так как дом нуждается в обновлении.Гульсун хочет улучшить свои условия проживания и заранее благодарит за финансовую поддержку.

Additional Information

About MDO Arvand

MDO Arvand is one of the leading microfinance institutions in Tajikistan, offering small loans to entrepreneurs to start and grow their businesses. This makes an enormous difference in a country, which is not only the poorest in Central Asia, but also home to a population where two-thirds live below the poverty line. Today, Tajikistan's economy literally depends on remittances being sent from family members working abroad in Russia because there are so few local job opportunities.

But Arvand loans have been able to make a difference and change lives. Read about some of the incredible success stories they have seen here in this Kiva blog post: Bringing hope to Tajikistan with Arvand -- one success story at a time.

About Tajikistan

  • $2,700
    Average annual income
  • 105
    View loans »
    Tajikistan Loans Fundraising
  • $29,913,125
    Funds lent in using Kiva
  • 4.8
    Tajikistan Somoni (TJS) = $1 USD

Success!! The loan was 100% repaid

A loan of $850 helped Gulsun to conduct some home repairs.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jul 15, 2012
Jul 22, 2012
Currency Exchange Loss:
Aug 17, 2013