Het is a 29-year-old married woman living in Baray district, Kompong Tom, Cambodia. She has been a fish and lotus vendor for almost four years. She operates this from a rented booth in a local market of the province. She gets fish and lotus fruits from her husband, who goes fishing along the river every day. Het can generate in the neighborhood of USD 4.00 per day from her selling activities. At home, Het acts as a good mother serving food for the family, taking care of her two lovely young kids and educating them. She plans to enroll all her children in a local school during their school ages.
Het wants to make a consistent income and better her family. Due to the lack of capital, she is applying for a loan in the sum of USD 1,100 to purchase a boat machine which helps her husband in his fishing activities. Also, with the remainder, she will purchase more fish to sell in her store. This loan will have a positive impact on her business improvement as well as her living standards. In the future, Het plans to purchase extra land to expand growing her lotus fruit and thereby increase her household income.
Hattha Kaksekar Limited is one of the largest and most successful microfinance institutions (MFIs) in Cambodia. The organization provides microfinance services to the poor, particularly women, in urban and rural areas. Kiva lenders’ funds will be used to expand the outreach of HKL’s financial services to a greater number of clients in rural areas of Cambodia.