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Johanna Monserrate
In the town of Rocafuerte, the members of the Patito Donald cooperative bank meet every fifteen days. This area is famous for the candies made by the townspeople, which are known throughout the whole country, and for the quality of its friendly and hard-working residents.

This is the place where Johanna, 30, lives with her partner with whom she has two daughters aged 5 and 1. Her husband has a car, which he uses to provide transportation services.

Our friend takes out a loan for her husband and for a small business she has selling canned water that she has in her house. She tells us that she will use part of the loan to make repairs to her husband’s vehicle, given that it is the most important source of income they have for getting ahead. In general, her husband works every day of the week, but much more on weekends when there is the most activity in the city. He transports people to the countryside or places they want to move to. He has been carrying out this work for more than 8 years, which, thank God, allows him to put food on the table on a daily basis.

This loan is for the purchase of cans of water to sell and repairs for her husband’s car. She has been in the cooperative bank for 4 years, and likes it because of the help they give her with the loans.

Her dream is to buy a new car.
View original language description ↓
En el cantón Rocafuerte se reúnen cada quince días las socias del Banco Comunal Patito Donald. Este lugar se lo conoce por sus deliciosos dulces que preparan los lugareños que son reconocidos en todo el país y por la calidez de su gente amable trabajadora.

En este lugar vive la señora Johanna, tiene 30 años de edad y mantiene una relación de unión libre de la cual tiene dos hijas de 5 y 1 años de edad, su hija mayor este año empezó la escuela. El marido tiene un carro en el cual realiza fletes.

Nuestra amiga realiza el crédito para su esposo y para un pequeño negocio de venta de agua en bidón que ella tiene en su casa, nos cuenta que parte del crédito lo utiliza su esposo para arreglos de su carro ya que este es la fuente de ingresos más importante que ellos tienen para salir adelante, por lo general su esposo trabaja todos los días y mucho más los fines de semana que es cuando más movimiento hay en la ciudad, él transporta a las personas a los campos o lugares donde se quieran trasladar, él lleva más de 8 años realizando esta labor que gracias a Dios les permite llevar el pan diario ala su mesa.

Este crédito es para comprar bidones de agua para la venta y repuestos para arreglar el carro de su esposo. Lleva 4 años en el Banco Comunal y le gusta por la ayuda que le dan con los créditos.

Su sueño es comprar un carro nuevo.


About Ecuador

  • $10,200
    Average annual income
  • 20
    View loans »
    Ecuador Loans Fundraising
  • $22,541,325
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,000 helped Johanna Monserrate to buy water in cans and parts for car repairs.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 12, 2012
Listed
Aug 4, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013