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Sin Límites  (Cuenca) Group
In this Group: María Rosa Amable, María Fabiola, Carmen Del Pilar*, Angelica María, Cecilia Patricia, Sandra Rosario, Segundo Efrain, Valeria Alexandra, Fabiola Marisol, Catalina Elizabeth
* not pictured
The “Sin Límites” (No Limits) communal bank has 9 female members and one male member who live in different places in the city of Cuenca and have formed a group because they are acquaintances and family members. They are noted for being very hardworking, enterprising women who work daily to improve their homes’ economic conditions. They live in the city of Cuenca which has been a Cultural Heritage of Humanity since 1999. It’s a city with a cold climate but its residents are warmhearted. The city’s architecture is a mixture of colonial and modern and the people still preserve their culture and traditions.

One of the group members is Sandra, 28. She’s married and has two children who are 4 years and 1 year old. Her husband is a driver by profession and works driving a city bus. They own their house.

Sandra raises guinea pigs, chickens and pigs to sell and also works in agriculture but what she grows is only for household consumption. This work gives her time to spend at home caring for her family.

This is the first loan she’s taken with the communal bank and she will use it to buy guinea pigs, chicks, pigs and animal feed. Her goal is to enlarge her house.
View original language description ↓
El banco comunal Sin Límites está formado por 9 socias y 1 socio quienes viven en diferentes lugares de la ciudad de Cuenca, han formado el grupo porque son conocidos y familiares, se caracterizan por ser mujeres trabajadoras y muy emprendedoras que trabajan diariamente para mejorar la economía de sus hogares. Viven en la ciudad de Cuenca, esta ciudad es desde 1999 Patrimonio Cultural de la Humanidad, ciudad clima frió pero su gente tiene un corazón muy cálido, la arquitectura de esta ciudad es una mezcla entre lo colonial y lo moderno, su gente aun mantiene su cultura y tradiciones.

Una de las socias de este grupo es la Señora. Sandra, tiene 28 años, es casada y en su unión conyugal ha concebido 2 hijos de 4 y 1 año de edad. Su esposo es de profesión chofer y labora conduciendo un bus urbano, la casa en la que viven es de su propiedad.

La Señora. Sandra se dedica a la cría y venta de cuyes, pollos y cerdos, también labora en la agricultura pero lo que produce es solo para el consumo de su hogar. Este trabajo le da el tiempo para pasar en casa al cuidado de su familia.

Este es el primer crédito que realiza en el banco comunal y lo va a invertir en la compra de cuyes, pollos, cerdos y alimento para animales.

Su meta es agrandar su casa.

Additional Information

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Ecuador

  • $10,200
    Average annual income
  • 14
    View loans »
    Ecuador Loans Fundraising
  • $22,853,275
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A portion of Sin Límites (Cuenca) Group's $4,050 loan helped a member to buy guinea pigs, chicks, pigs and animal feed.
100% repaid
Repayment Term
7 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jul 4, 2012
Listed
Aug 2, 2012
Currency Exchange Loss:
N/A
Ended:
Jan 15, 2013