Tres Caminos Rio Grande Group
Jose belongs to the group called “Tres Caminos Rio Grande”, which consists of 12 members who engage in agriculture and live in the same community. The photo shows the following members: Doña Tomasa is on the left wearing a blue dress followed by Leonarda, Jeremías, Agustina, María Asención, Santos, Pedro, Víctor, Jose María, Dionicio, and Don Ciriaco on the right who is wearing a salmon-colored shirt. Doña María Dolores is not in the photo. This group has been working together for several years and supporting one another.
El pertenece al Grupo que se llama Tres Caminos Rio Grande, que está formado por 12 integrantes, que se dedican a la agricultura y viven en la misma comunidad, en la foto se identifican así: a la izquierda esta doña Tomasa de vestido azul, luego Leonarda, Jeremías, Agustina, María Asención, Santos, Pedro, Víctor, Jose María, Dionicio y don Ciriaco a la derecha de camisa color salmón, y doña María Dolores no salió en la foto. Este grupo ha trabajado juntos desde hace varios años apoyándose entre ellos.
About Organización de Desarrollo Empresarial Femenino Financiera, S.A.This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.
This is a Group Loan
In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.
Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.
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