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Tres Caminos Rio Grande Group
In this Group: Tomasa, Leonarda, Jeremias, Agustina, Maria Asencion, Santos Tomas, Pedro , Victor, Jose Maria, Dionicio, Ciriaco, Maria Dolores*
* not pictured
Sr. Jose María is 29 years old, married, and lives with his wife and four children in a neighborhood in the Department of Intibucá. Jose grew up in a farming family and lives in an area that is suitable for crops. For the past five years, he has been growing his own crops of potatoes, vegetables, corn, and beans and selling what he produces at the local market. He is requesting a loan of 9,000 HNL so that he can buy fertilizers, compost, potato seedlings, and green bean seeds for growing crops and to provide good maintenance. His goal is to continue working so that he can maintain a productive business and provide an education for his children.

Jose belongs to the group called “Tres Caminos Rio Grande”, which consists of 12 members who engage in agriculture and live in the same community. The photo shows the following members: Doña Tomasa is on the left wearing a blue dress followed by Leonarda, Jeremías, Agustina, María Asención, Santos, Pedro, Víctor, Jose María, Dionicio, and Don Ciriaco on the right who is wearing a salmon-colored shirt. Doña María Dolores is not in the photo. This group has been working together for several years and supporting one another.

View original language description ↓
El Sr. Jose María, tiene 29 años de edad, está casado, vive junto con su esposa y sus 4 hijos en una aldea que pertenece al departamento de Intibucá. Jose ha crecido con su familia agricultora y donde vive es una zona apta para cultivos. Hace 5 años que realiza sus propios cultivos de papa, hortalizas, maíz y frijoles y esta producción la vende en el mercado local. Esta solicitando un préstamo por 9,000 Lempiras con el cual va comprar fertilizantes, abonos, semilla de papa y de habichuela para el cultivo y para darle un buen mantenimiento al mismo. Su meta es seguir trabajando para mantener su actividad productiva y para la educación de sus hijos.
El pertenece al Grupo que se llama Tres Caminos Rio Grande, que está formado por 12 integrantes, que se dedican a la agricultura y viven en la misma comunidad, en la foto se identifican así: a la izquierda esta doña Tomasa de vestido azul, luego Leonarda, Jeremías, Agustina, María Asención, Santos, Pedro, Víctor, Jose María, Dionicio y don Ciriaco a la derecha de camisa color salmón, y doña María Dolores no salió en la foto. Este grupo ha trabajado juntos desde hace varios años apoyándose entre ellos.

Additional Information

About Organización de Desarrollo Empresarial Femenino Financiera, S.A.

This loan is administered by Organización de Desarrollo Empresarial Femenino Financiera, S.A. (ODEF), a Kiva Field Partner in Honduras. A leader in the microfinance sector since 1985, ODEF strives to combat poverty by offering a wide array of financial services to low-income men and women. The organization works with its parent NGO, ODEF OPD, to provide training and technical assistance to impoverished microentrepreneurs. By incorporating the entire family unit in this process, ODEF OPD aims to improve the standard of living through the creation of profitable enterprises. Visit ODEF’s partner page for more information.

This is a Group Loan

In a group loan, each member of the group receives an individual loan but is part of a larger group of individuals. The group is there to provide support to the members and to provide a system of peer pressure, but groups may or may not be formally bound by a group guarantee. In cases where there is a group guarantee, members of the group are responsible for paying back the loans of their fellow group members in the case of delinquency or default.

Kiva's Field Partners typically feature one borrower from a group. The loan description, sector, and other attributes for a group loan profile are determined by the featured borrower's loan. The other members of the group are not required to use their loans for the same purpose.

About Honduras

  • $4,800
    Average annual income
  • 29
    View loans »
    Honduras Loans Fundraising
  • $8,936,725
    Funds lent in using Kiva
  • 19.1
    Honduras Lempiras (HNL) = $1 USD

Success!! The loan was 100% repaid

A portion of Tres Caminos Rio Grande Group's $6,300 loan helped a member to buy fertilizers, compost, potato seedlings, and green bean seeds.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
At end of term
Jun 28, 2012
Jul 24, 2012
Currency Exchange Loss:
Jul 18, 2013