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Victor Fidel
Victor has a carpentry shop at his house on Isla Trinitaria. He has been in a cooperative for a short time, and his house is his own. With great effort and dedication he has maintained the family business because in the beginning it was his father’s.

He likes this business activity, and when he has orders it is very profitable. The only thing he needs is wood and his boundless imagination in order to create furniture and comfortable assignments.

He works in his shop from nine in the morning until five in the afternoon. He works with his son, who also likes the business activity. The biggest difficulty he faces is the climate. When it rains the streets, which are not paved, make it difficult to transport his pieces.

He will use the loan he is requesting to buy wood, cement, and materials to be able to work. In the future he would like to build a second floor on the lower lever and expand his shop with the purchase of another machine.
View original language description ↓
Victor tiene un taller de ebanistería en su casa ubicada en Isla Trinitaria, viene en una cooperativa que tiene poco tiempo por lo que su casa es propia. Con mucho esfuerzo y dedicación a mantenido el negocio familiar ya que al principio era de su padre. Esta actividad le gusta y cuando tiene pedidos deja mucha rentabilidad, lo único que necesita es madera y su inagotable imaginación para la creación de muebles y cómodas laboradas. Trabaja en su taller desde las 9 de la mañana hasta las 5 de la tarde en compañía de un hijo a quien le gusta también la actividad. La mayor dificultad que se le presenta es el clima cuando llueve ya que las calles no están pavimentadas lo que le dificulta el traslado de sus piezas. El préstamo que solicita la empleara para la compra de madera, cemento y materiales para poder trabajar. Le gustaría a futuro poder construir un segundo piso para en la parte baja ampliar su taller con la compra de otra máquina.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 94
    View loans »
    Ecuador Loans Fundraising
  • $24,583,400
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,275 helped Victor Fidel to buy wood, cement, and materials to be able to work.
100% repaid
Repayment Term
17 months (Additional Information)
Repayment Schedule
Jun 18, 2012
Aug 2, 2012
Currency Exchange Loss:
Oct 19, 2013