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Ana Luisa
Ana, 33, works braiding hair and applying tattoos in La Libertad. She learned when she was young helping her mother who was in the same business. With the passage of time and after getting married she became independent to help her husband economically. She walks along the beach displaying the hair extensions she sells and offering her services. She charges $2.00 to weave a braid depending on length. The tattoos cost $4.00 and are made in an artisanal way with water resistant paint that’s harmless to the organism and that washes off with soap and water. She runs the business with her husband who also braids hair and sells seafood. She does both businesses because she has a daughter that she wants to provide with better opportunities than the ones she had herself. Competition in the sector is very strong but she stays in it because it’s profitable. She will use the requested loan to buy paint, pearls, thread and charms to sell. In the future she hopes to rent a tent with chairs in order to provide better service.
View original language description ↓
Ana tiene 33 años y se dedica hacer trenzas y tatuajes en La Libertad. Aprendió desde muy joven cuando le ayudaba a su mamá quien se dedicaba a este negocio, con el pasar del tiempo y después de casarse se independizo para ayudar a su esposo económicamente. Recorre las playas enseñando las extensiones de cabello que vende y ofreciendo los servicios, por hacer trenzas cobra $ 2.00 dependiendo del largo, los tatuajes a $ 4.00 son hechos de manera artesanal con pintura resistente al agua pero que no daña el organismo y que sale con agua y jabón. El negocio lo realiza con su esposo quien también elabora tranzas y vende mariscos, realiza ambos negocios porque tiene una hija a la cual le quiere brindar mejores oportunidades que ella no tuvo. La competencia en el sector es muy fuerte pero la mantiene porque es rentable. Con el préstamo que solicita comprar pintura, perlas, hilos, amuletos para la venta, en el futuro espera poder alquilar una carpa con sillas para brindar un mejor servicio.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,200
    Average annual income
  • 13
    View loans »
    Ecuador Loans Fundraising
  • $22,544,250
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $875 helped Ana Luisa to buy paint, pearls, thread and charms.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Monthly
Pre-Disbursed:
Jun 18, 2012
Listed
Aug 2, 2012
Currency Exchange Loss:
N/A
Ended:
Jun 18, 2013