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Leyton Moises
Leyton, 26, lives in Libertad and works renting surfboards. He learned to surf at the Montañita beach that’s a 30-minute trip away. This location is known by sportsmen for its waves. When he learned the techniques he returned home to start teaching classes and the welcome he got led him to start his business. In this period of time he met his current girlfriend who he plans to marry at the end of this year. She was who encouraged him and lent him the money to acquire a small locale in Montañita. He tends to his shop with help from two assistants because they provide surfboard services, body boards and also sell accessories. One of his biggest problems is the weather because his business depends on the waves. He will use the loan he’s requesting to buy boards and accessories as well as tools to provide better repair and maintenance services. His greatest dream is to open a boutique with clothes and accessories for surfers.
View original language description ↓
Leyton de 26 años vive en Libertad dedicándose al alquiler de tablas de surf. Empezó aprendiendo el surf en las playas de Montañita que queda a 30 minutos de viaje, esta localidad es conocida por los deportistas por sus olas, cuando aprendió las técnicas regreso a su ciudad natal empezando a dar clases, la acogida que recibió lo llevo a empezar el negocio. En ese lapso de tiempo conoció a su actual enamorada con quien planea casarse a finales de este año, ella fue la que le animo y presto el dinero con lo que pudo adquirir un pequeño local en Montañita. El local lo atiende con dos ayudantes ya que dan servicio de tablas de surf, tablas bodyboard y vende accesorios. Uno de sus mayores problemas es el clima ya que su negocio depende el oleaje. El préstamo que está solicitando lo utilizara para la compra de tablas y accesorios así como herramientas para dar mejor servicio de reparación y mantenimiento. Su mayor sueño es poner una boutique con ropa y accesorios para surfistas.

Additional Information

About Banco D-MIRO

Banco D-MIRO is a microfinance institution that serves the most vulnerable sectors of Ecuador’s economy. It offers very small loan sizes without requiring collateral, expanding access to borrowers who would not otherwise be able to access capital to start and grow their own businesses. It also specifically targets borrowers who are excluded from formal financial systems due to race, ethnicity, gender, disability or illness.

About Ecuador

  • $10,600
    Average annual income
  • 88
    View loans »
    Ecuador Loans Fundraising
  • $25,054,950
    Funds lent in using Kiva
  • US Dollars
    Loan transacted in USD

Success!! The loan was 100% repaid

A loan of $1,075 helped Leyton Moises to buy surfboards, bodyboards and accessories.
100% repaid
Repayment Term
14 months (Additional Information)
Repayment Schedule
Jun 18, 2012
Aug 2, 2012
Currency Exchange Loss:
Jul 17, 2013