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Heydi Patricia
Heydi is studying Chemistry and Pharmacy. She will use the requested loan to pay for graduation expenses and for the degree program in her major. A few years from now she sees herself owning her own pharmacy and contributing through her work, as far as drugs are concerned, to ensure their proper use. This young woman has a great desire for self-improvement, and she is the pillar of her family because she is the eldest of her siblings.
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Heydi está estudiando Química y Farmacia, el crédito solicitado será para pagar los gastos de graduación y el curso de titulación de su carrera. En algunos años ella se ve como dueña de su propia farmacia y através de ello contribuir en cuanto a los fármacos se refiere, garantizando el uso adecuado de éstos. Es una joven con muchos deseos de superación es el pilar de su familia porque es la mayor de sus hermanos.

Additional Information


This loan is administered by AFODENIC, La Asociación para el Fomento al Desarrollo Nicaragua, a Kiva Field Partner based in Managua, Nicaragua. Founded in 1999, AFODENIC was created to promote the socio-economic and cultural development of sectors that are excluded from commercial banking. Integrating economic and human resources, AFODENIC offers affordable and adaptable financial services aimed at strengthening the family unit of their clients, who include students, producers, and micro- and small entrepreneurs from rural and urban areas. AFODENIC is a socially responsible institution engaged in society and making a positive impact on its professional partners and communities.

Supporting a borrower through AFODENIC contributes to the pursuit of innovation in mitigating poverty in Nicaragua. Visit AFODENIC’s partner page for more information.

About Nicaragua

  • $4,800
    Average annual income
  • 101
    View loans »
    Nicaragua Loans Fundraising
  • $24,738,100
    Funds lent in using Kiva
  • 23.6
    Nicaragua Cordobas (NIO) = $1 USD

Success!! The loan was 100% repaid

A loan of $1,025 helped Heydi Patricia to pay for graduation expenses.
100% repaid
Repayment Term
21 months (Additional Information)
Repayment Schedule
Jun 29, 2012
Jul 23, 2012
Currency Exchange Loss:
Mar 17, 2014